LISTENING TO YOU
 
We listen carefully to you.  Included is asking you the tough questions, to help determine your goals, needs, and wants.
 
SPECIALISTS
 
Access to industry advanced planning attorneys and CPA's, case design specialists, and home office product professionals.
 
CHALLENGING APPROVAL/UNDERWRITING SITUATIONS
 
Not all of us are Superman or Wonderwoman.  To help determine what risk class is available for you, we have two avenues: First, you merely explain to me the details of your medical or other risk situation.  I then pick up the telephone to my underwriting sources, and say "I got a guy/gal......"   This is completely anonymous.  We obtain a very informal initial first estimate.   A possible second step is a written Informal Inquiry, where you permit submission of medical records to my Strategic Partner, which shops your case to various insurers.  Only after you are satisfied with one or more tentative offers is a formal application submitted. 
 
UNDERSTANDABLE AND WORKABLE SOLUTIONS
 
We strive to provide full explanations, yet do so in terms  that are understandable.  We are not out to impress.  We do want to find a solution for you and "get it done."